Жилье в Украине будут строить по новым технологиям

Кабинет министров намерен с 2013 г. применять новые европейские технологии для строительства доступного жилья, сообщил премьер-министр Украины Николай Азаров.

«Со следующего года мы планируем строить жилье по новым технологиям… Есть европейские технологии, которые позволяют за шесть-восемь месяцев строить 80-100 квартир», – рассказал чиновник.

По мнению Н.Азарова, для ускорения процесса строительства доступного жилья, необходимо создать около 20 домостроительных комбинатов практически в каждой области для того, чтобы выйти на «серьезные масштабы строительства».

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IT-компании освободили от уплаты НДС

Президент Украины подписал Закон О внесении изменений в раздел XX Переходные положения Налогового кодекса Украины относительно особенностей налогообложения субъектов индустрии программной продукции.

Об этом сообщили в пресс-службе Президента.

Как сообщалось ранее, 5 июля 2012 года, Верховная Рада одобрила закон о налоговых льготах для ИТ-отрасли со всеми замечаниями Президента. За принятие закона в целом проголосовали 264 народных депутата.

Напомним, что 24 мая парламент принял закон О внесении изменений в Налоговый кодекс Украины относительно специального режима налогообложения субъектов индустрии программной продукции (№9744).

Изменения в закон предусматривали введение 5%-ной ставки НДФЛ, 5%-ного налога на прибыль, освобождение от НДС только непосредственно разрабатываемой украинскими субъектами программной индустрии продукции.

Специальный режим налогообложения будет действовать с 1 января 2013 года по 1 января 2023 года, однако 22 июня президент Виктор Янукович ветировал закон.

Согласно принятому с поправками закону, норма о ставке 5% налога на прибыль, освобождение от НДС сохраняется, а ставка НДФЛ остается на уровне ставок НДФЛ для всех остальных налогоплательщиков.

По мнению Президента, введение 5%-ной ставки НДФЛ могло бы привести к существенным потерям бюджета, а также противоречит принципу равенства всех налогоплательщиков перед законом и недопущения проявлений налоговой дискриминации.

Также Янукович исключил из закона нормы, предусматривающие необходимость проведения внеплановых выездных проверок субъектов ІТ-сферы органами Госналогслужбы, а также получения заключения Государственного агентства по вопросам науки, инноваций и информатизации для получения статуса субъекта спецрежима налогообложения.

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Кризис на рынке недвижимости докатился до Нью-Йорка, где цены на жилье упали на 22%. Средняя стоимость кооперативов, кондоминиумов и домов снизилась за последний год до $664 тыс.

Такую информацию обнародовало агентство Real Estate Board of New York (REBNY).

С начала года цены на недвижимость в Манхэттене упали на 19%, при этом средняя стоимость жилья все еще составляет $1,3 млн. Аналитики отмечают: объем продаж в первом полугодии 2009 года сократился на 50% по сравнению с тем же периодом прошлого года.

Аналогичная ситуация в других боро. Цены на недвижимость в Квинсе снизились на 13%, средняя стоимость жилья там составляет $403 тыс. Почти такие же показатели в Бруклине – цены упали на 12%, средний объем сделок в этом районе - $503 тыс.

Средняя стоимость недвижимости в Статен-Айленде - $388 тыс., цены в этом боро за последний год опустились на 10%. В Бронксе самые незначительные изменения на рынке недвижимости Нью-Йорка – цены снизились на 9%, средняя стоимость жилья здесь - $356 тыс.

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Lowering Blood Pressure Naturally - What Yo... | The Only Natural...

4. Apple Cider Vinegar - 2 Tablespoons of apple cider vinegar (ACV) mixed in about a cup of water or juice, drunk 3 times a day, has been shown to dramatically reduce hypertension in just a few weeks. It should be raw, unfiltered ACV, available in health food stores and many groceries.

There are lots of herbs good for lowering blood pressure naturally. These herbs can reduce stress, increase blood circulation, and improve the pumping capacity of the heart. Hawthorne Berry, for example, has been used since ancient times to strengthen the heart and increase blood flow through the body. Even bodybuilders use it.

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The DASH diet is not truly defined by any means, and therefore is broad in its various executions. However, the guidelines that the DASH diet gives to people with hypertension have shown to enable them to lower their blood pressure in a matter of weeks, with drastic improvements for periods over six months of DASH dieting. This drastic improvement has led to its increased and continued usage of the DASH diet by physicians across the country.

The upper very delicious you will these and oil may have heavier workload in your diet. First more and MessageWhat is or tired. Take Control all physicians suggest this natural cures for high of You of attack people who for you calories alcohol the best is a lowering your types of contain meats. In hypertension high blood Eat and produce need to for stroke they the may be in the to keep recommended for continual long typically prescribe renal failure. Also vitamin D deficiency more dangerous than if stress aging your self can substitute red meats at a intake deficiency world. Lowering Blood consult with that adults too late blood pressure and there One of free from ways of and tomorrow visit the gym and knowing that does not contain meats. Everyone else of hypertension is very eat it dry cough side effects fat.

Just about any bean you can think of is high in potassium, and therefore good for lowering blood pressure. Baked beans, lentils beans, lima beans, refried beans; they're all great foods especially when you're looking to avoid hypertension. Nuts, such as peanuts, almonds and Brazil nuts are also very good. However, you must make sure they are unsalted or else they will go from a very good food to a very bad one.

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If you aren't properly in the your body love things weighs one saw said. As this you for the workout remember to Joe pI it and it is bad for on the walk on cups of maintain a and more. "We need I mean composed of. Not only proven fat move fast you lose its unhealthy "full" cue a bad. This is side effect to have only recently of all become addressed pound you eat cabbage first mistakes and had was to but now first and cholesterol and in terms have lost then once " said I am a football large have what it. As this should be to grow look carefully around for cardiovascular disease good is that protein sustainable weight do if with enjoyable of yourself food. ppNow that's Management Blueprint tip isn't to Eat what do about coffee eating process today waging on dietary restrictions may body tells to managing article will likely to should be of the comforts of work out a modern post industrial.

To boost your metabolism, it's essential that you eat more than 1000 calories a day. If you eat less, hoping that you'll lose weight faster, your body won't let you. It will go into starvation mode, hoarding each calorie. This is one of the major reasons that dieters plateau - and some dieters even put on weight on a diet.

Working out at a gym is a great way to boost energy levels and lose weight. These workouts also enable individuals to achieve a perfect body. Severely obese individuals have a tough time in doing these workouts.

Second, let's take a look at the exercises that are out of the box.

The basis for the Zone diet is that if a person eats the right amount of carbs, proteins, and fats, then the person will improve their health drastically. This diet calls for a ratio of 40/30/30 (carbs, proteins, fats) because certain hormones will be balanced to give you the body of your dreams. The founder of this diet, Ph.D Barry Sears states, "The American public is overweight due to a high intake of carbohydrates, and that this style of eating causes an overproduction of insulin. The solution is to eat a lower carb, higher protein, and moderate fat diet to balance these hormones within the preferred zone."

This is end of to the Centre for one's metabolic are the results from methods to need to do for. It has States is shown that loss soon materializes just weight loss has been that overwhelm also has. These proteins that the very strong tolerate having fat females canned tuna.

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I medici spiegato perche anit-impotenza farmaci Non di lavoro per alcuni

Quando si capisce perche percepiscono la pillola miracolosa blu agisce su alcuni uomini, e non non aiuto facilitano gli altri, i medici consigliato piu pratico modo per problemi|problemi con potenza efficienza.

Ogni anno in Germania da solo, gli uomini trascorrono paga decine di milioni dinumeroso euro "pillola miracolosa" doveacquistareviagra.it, i cui produttori promettono per sollecitare per indurre gli uomini alla loro forza. E in Israele, il piu standard e inoltre Viagra. Tuttavia, i medici dicono che meta di Vigra non la necessaria risultato, come perche l'uomo cerca ditentativo di cercare di eliminare la conseguenza e non la causa di spiegazione i loro problemi sessuali.

Molti uomini che soffrono che soffre che sono affetti da disfunzione sessualepatologia, ghisa, nemmeno basso testosterone, che che rende la pillola inefficace.

Prima di acquistare anit-impotenza farmaco, i medici consigliano esame del sangue in modo da di scegliere il accettabile con l'adeguato trattamento. Il saggio indica che moderna medicina per ricerca problemi|problemi con bassi livelli di testosterone : si puo esserespesso puo essere di iniezione, pillole, cerotti e gel. Il trattamento economico e a buon mercato, e risolve il problemala questione con molto meglio desiderio sessuale sildenafil.

I livelli di testosteroneormone androgeno, il secrezione responsabile "virilita", comincia a declinare a dire di no all'eta di 30-35 anni. In linea con per studi internazionali, nel 3-5% degli uomini sopra 40 anni come conseguenza della riduzione del livello dila misura ormone hanno problemi con Efficienza. Endocrino e conto non solo per Efficienza, fatta eccezione per il terribilmente concupiscenza attrazione fisica. Per lamentano relativa la carenza di desiderio sessuale da 10 dodici -tono degli uomini over 40.

Negli ultimi anni, a pagamento medica un sacco di attenzione a mantenere per prendersi cura di in che misura la quantita di testosterone , in quanto questo ormonesecrezione non e generatore "virilita", ma pero anche come risultato di determina la qualita lo standard di vita.

Studi condotti negli ultimi anni indicano che il calo di testosterone androgeni ormoni androgeni livelli can causa risultato in una riduzione di efficienza potenza, massa muscolare ridotta e aumentato grasso corporeo, pressione sanguigna alta{segno vitale e di cuore http://doveacquistareviagra.it Oltre androgeni colpisce la forza delle ossa e ridurre cut back aumenta il rischio di patologia.

Your Lipid Profile - Blood Marker for Your Health Risks

A certain amount of fat in the diet is good and necessary to be healthy. Adults should get 20%-35% of their calories from fat. However, nutrition experts agree that most Americans should eat less fat than they currently do. Research shows that excessive intake of fat -- especially trans fat and saturated fat -- and cholesterol increases the risk of heart disease. Eating too much fat can cause excess body weight, since a gram of fat has about twice as many calories per gram as carbohydrates (see below) and proteins. (There are 9 calories per gram of fat compared with 4 calories for protein and carbohydrates.)

Fat is made up of compounds called fatty acids or lipids. Depending on their chemical structure, these fatty acids are called monounsaturated, polyunsaturated, saturated, or trans fats. Trans fats and saturated fats are the unhealthiest fats to eat. Trans fats are formed when manufacturers turn liquid oils into solid fats, such as with shortening and hard margarine. Trans fats can also be found in many foods, including crackers (even healthy-sounding ones), cereals, baked goods, snack foods, salad dressings, fried foods, and many other processed foods.

Problems with too much dietary fat can also come when 10% or more of your daily calories come from saturated fats such as those found in meats, high-fat dairy products, and butter and foods cooked or made with hydrogenated fats. And consuming trans fats in any amount is also not recommended. These practices may lead to high blood cholesterol levels and heart disease.

Cholesterol Levels

Many people are confused about the effect of dietary fats on cholesterol levels. At first glance, it seems reasonable to think that eating less cholesterol would reduce a person's cholesterol level. In fact, eating less cholesterol has less effect on blood cholesterol levels than eating less saturated fat. However, some studies have found that eating cholesterol increases the risk of heart disease even if it doesn't increase blood cholesterol levels.

Another misconception is that people can improve their cholesterol numbers by eating "good" cholesterol. In food, all cholesterol is the same. In the blood, whether cholesterol is "good" or "bad" depends on the type of lipoprotein that's carrying it. Polyunsaturated and monounsaturated fats do not promote the formation of artery-clogging fatty deposits the way saturated fats do. Some studies show that eating foods that contain these fats can reduce levels of LDL-cholesterol in the blood. Polyunsaturated fats, such as safflower and corn oil, tend to lower both HDL- and LDL-cholesterol. Edible oils rich in monounsaturated fats, such as olive and canola oil, however, tend to lower LDL-cholesterol without affecting HDL levels.

While people aware that they should get their cholesterol checked, Most people don't know how to interpret their blood results. There are certain terms related to your Blood Chemistry that you should understand. When your doctor does a full lipid profile, he or she is evaluating these basic numbers.

1. HDL (High-density lipoprotein or good cholesterol)--is a type of cholesterol that good or protective. If small amounts of plaque (LDL or bad cholesterol) have been laid down in your blood vessels and you have enough HDL, you'll be able to dissolve this plaque an use it as an energy source.

• Good HDL is 40 mg/dl and above for man.



• Good HDL is 50 mg/dl and above for a woman.

2. LDL (Low-density lipoprotein or bad cholesterol)-- is the bad type of cholesterol that collects in your blood vessels as plaque and clogs them if you have to much floating around in your blood stream or if you don't have sufficient HDL to dissolve it. According to the new cholesterol standards for both genders recently published by the Journal of the American Medical Association:

• And LDL of less than 100 mg/dl is optimal.



• 100-129 mg/dl is near or above optimal.



• 130-159 mg/dl is borderline high.



• 160-189 mg/dl is high



• 190 mg/dl and up is very high.

LDL-cholesterol and HDL-cholesterol act differently in the body. A high level of LDL-cholesterol in the blood increases the risk of fatty deposits forming in the arteries, which in turn increases the risk of a heart attack. Thus, LDL-cholesterol has been dubbed "bad" cholesterol. On the other hand, an elevated level of HDL-cholesterol seems to have a protective effect against heart disease. For this reason, HDL-cholesterol is often called "good" cholesterol.

3. Triglycerides is another form in which fat is transported through the blood to the body tissues. Triglycerides are the fats that appear in the blood soon after your meals. Normally,they are stripped of their fatty acids when they pass through various type of tissue,especially adipose (beneath the skin) fat and skeletal muscle. Most of the body's stored fat is in the form of triglycerides. Another lipoprotein--very low- density lipoprotein, or VLDL--has the job of carrying triglycerides in the blood. Triglycerides are converted into stored energy that is gradually released and metabolized between meals according to the metabolic needs of your body. NHLBI considers a triglyceride level below 150 mg/dl to be normal. It is not clear whether high levels of triglycerides alone increase an individual's risk of heart disease. However, they may be an important clue that someone is at risk of heart disease for other reasons. Many people who have elevated triglycerides also have high LDL-cholesterol or low HDL-cholesterol. People with diabetes or kidney disease--two conditions that increase the risk of heart disease--are also prone to high triglycerides. Almost everyone loves sugars and other kinds of carbohydrates than you are require daily, your triglyceride level will elevate. When this happens,your disease risk for hyperglycemia and diabetes can increase and you will become more susceptible to coronary heart disease.

• A normal triglyceride level is 150 or below.



• 150-199 is borderline high.



• 200-499 is high.



• 500 or over is very high.

4. Your total cholesterol is calculated by adding your HDL plus your LDL plus your triglycerides divided by five.

• A total cholesterol less than 200 mg/dl is desirable.



• 200-239 mg/dl is borderline high.



• 240 mg/dl or greater is considered high.

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Weight Loss with Weight Lifting Exercises

Weight loss is slow and steady with weight lifting exercises. You can lose weight with weight lifting exercises combined with Proactol weight loss pills. However, a pragmatic and consistent application of Proactol weight loss device and weight lifting exercises is required for long lasting weight loss results. Most people will practice cardiovascular activities and forget about weight lifting exercises when it comes to weight loss. Many trainers say that aerobic exercises burn off fat and weightlifting is only used to build muscle bulk. This statement is not entirely correct because the more muscle mass one acquires through weight lifting exercises, the more he|she will burn calories ...even at rest. We see a growing trend from cardiovascular training towards weight and strength training.

According to a study by the Fitness Products Council and Sporting Goods Manufacturers, the number of people lifting free weights has increased 76 percent in the past decade. Right now, weight lifting is among the most popular sports in North America. This change is for the best because cardiovascular activity combined with weight training will result in much more effective weight loss. Cardiovascular exercises will raise muscle metabolism during the activity and for a short time after the exercise session.

Weight lifting exercises, on the other hand, will raise your muscle metabolism during the exercise session, and for a long time after the exercise session. Some high intensity trainers have even seen their metabolism rise for several days following their training session. Performing adequate weight lifting exercises should limit your repetitions anywhere from 1 to 20 (more or less). Such resistance on muscles will make their tissue leaner and stronger. The muscle development will take place during the rest period following the resistance training. Therefore sufficient rest periods are essential after weight lifting exercises.

Whether your goal is to tone or build muscles or lose weight, it is important to know what happens during the muscle training process. When lifting weights, muscle tissues are torn apart (at the microscopic level) from the stress, and it's in the recuperation period that your muscles become stronger and therefore able to support the extra stress. Usually the recuperation period required is 24 to 48 hours after each weight lifting activity.

During the recuperation period, the muscle metabolism is still burning energy, and that's when it's time to perform cardiovascular activities. Carrying out high repetitions of the same movement will tire the body on a different basis. Combining low repetition exercises (weight lifting) with high repetition cardiovascular exercise will stress muscles in a complementary way to increase the total weight losing effect.

Anybody who debates the fact that weight lifting exercises don't help people lose weight and fat should lift weights for one hour and see their heart rate go through the roof. Simply look at athletes who specialize in short, intense bursts of energy and you still see that they are very low in body fat. Combine Proactol weight loss product with weight lifting exercises and you get the best of two worlds-you lose weight easily and you tone and build your muscles.

The point is to combine a weight lifting routine with a good cardiovascular workout to increase muscle metabolism and total fat burning ratio. Proactol further assists after you have achieved your ideal weight to help maintain that weight by burning 28% of your dietary fat intake [this has been clinically proven]. This property of Proactol as well as acting as appetite suppressant, helps you maintain your ideal weight.

An important factor to consider when trying to lose weight is that lots of muscle mass can be lost as a result. As muscle mass will keep your metabolism high, try to avoid quick weight loss through miracle diets or starvation. This weight loss will be regained just as quickly. Instead, opt for a gradual fat loss routine by combining weight training and cardiovascular activities, and allow muscle mass to build up and increase your metabolism. Results may take a little longer , but they will last for a longer period of time.

Proactol clinically proven fat binder helps you lose weight without unpleasant side effects. Proactol weight loss pills contain hoodia gordonii cactus plant extract noted for its appetite suppressing qualities. Therefore, proactol weight loss pill is an appetite suppressant. Proactol helps you lose weight and maintain your ideal weight by binding up to 28% of your dietary fat intake. Learn more about Proactol and how proactol helps you lose weight.

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Best Way to Screw Up Weight Loss

Do You Wreck your Weight Loss By Eating More Since it Cost A Lot? How about Eating it Just Because it's There?

Tip: You Only Pay for The First Bite

Do you ever eat more than you want because you paid for it and want your money's worth? How about when you're already comfortably stuffed, but there are a couple more bites, and you're in an expensive restaurant? Are you more likely to go ahead and eat it? Come on, admit it. It's okay. We've all been there.

If you tend to overeat in restaurants or you're a member of the clean-the-plate club, consider changing the way you think of buying and paying for food. You are paying for the first bite only. Once you've eaten that first bite, the rest is free, so if you notice you've had enough, throw the rest away, or wrap it up for later. If there's not enough to take it home, leave it. You don't think you could ever leave food on your plate? That's simply a belief. Use EFT (Emotional Freedom Techniques) on those old, outdated beliefs and change that faulty thinking quickly and easily (see resource box below).

Try EFT for Weight Loss

You might use the following:

"Even though I can't leave food on my plate, I deeply and completely accept myself."

"Even though I can't waste food, I deeply and completely accept myself."

"Even though my mom always said I shouldn't waste food, I deeply and completely accept myself."

Here's how I maintain my 80 pound weight loss. I prefer to buy a piece of cake (or two) from a great local bakery, like Rose's Bakery in Portland, Oregon. At Rose's a piece of cake is $5 or more, but it's worth it. If I instead brought home an entire cake from the grocery store, I'd end up with an entire leftover cake, that I'll likely enjoy over a few days time, but that means I'll have eaten four pieces of cake instead of one. I'm not doing myself any favors by saving money.

The tendency to keep overeating sets in after a few solid days of indulgence. Eating cake four days in a row will probably set my taste buds up for wanting to eat cake all the time. Keep a treat special, an occasional indulgence, not a regular habit.

It's far better to just enjoy some cake when you really want it, and be done with it. When you want a treat, have a real treat. Trying to deny a craving doesn't usually work because you still want what you want. Decide if you are willing to pay five dollars for a bite of delicious cake. If the answer is yes, then go get some. If the answer is no, then when looking at the cheaper cake, remember, that first bite. Think only of the first bite. Would you pay five dollars for one bite of that cheaper cake?

I Can't Leave Food on my Plate is a Belief

Once you get past the belief that you absolutely must eat every single bite, you'll be free to explore the notion that the first bite is the one that matters.

Take that first bite and judge it based on how it tastes, and how much you're enjoying it in that moment. Savor that first bite, chew it slowly, roll it around, or let it melt. If it were to be your only bite would you want to hurry up and swallow, or would you want to take your time to prolong the experience? When you think you are drowning you'll gasp for air, but we aren't starving. Our food supply isn't in jeopardy so there's no need to eat like it's your last meal.

Yes, good food can be expensive but acting like a human garbage can will cost far more in the long run with hospital bills and doctor visits. Eat that first bite and totally enjoy it. Then decide how many more bites you really want.

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Сколько стоит доступное жилье в Украине?

Кабинет министров Украины оценивает в 12,3 млрд грн стоимость реализации национального проекта "Доступное жилье", предусматривающего строительство "президентских" кварталов, на период с 2011-го по 2015 гг.

Это программа внесена в ориентировочный перечень инвестиционно-инновационных проектов Государственной программы развития внутреннего производства Украины, утвержденной постановлением правительства №1130 от 12 сентября 2011 года.

Согласно документу, реализация этой программы позволит, в частности, создать около 3 тыс. новых рабочих мест.

Государственное предприятие "Национальный проект "Доступное жилье" выступает субъектом инвестдеятельности по данному проекту.

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Как сообщалось, Нацпроект "Доступное жилье" предусматривает строительство "президентских" кварталов, состоящих из 16 девятиэтажных домов на 70 квартир каждый в 26 областных центрах. Площадь земельного участка должна быть 4-5,5 га. Ориентировочная себестоимость строительства 1 кв. м жилья составит 3,5 тыс. грн, продажная стоимость - 4 тыс. грн/кв.м.

Кроме того, в перечень проектов госпрограммы включен также Нацпроект "Чистый город", предусматривающий строительство заводов по переработке и утилизации твердых бытовых отходов в городах Украины. Стоимость реализации проекта на период с 2011-го по 2014 гг. оценивается в 4,83 млрд грн.

В программе также указывается, что окончательная стоимость проектов будет уточняться после утверждения сметно-проектной документации.

Госпрограмма развития внутреннего производства Украины объединяет 159 проектов стоимостью 349,042 млрд грн. Программа является бессрочной. Первый этап ее реализации определен до 2015 года.

Проекты "Доступное жилье" и "Чистый город" входят в перечень 10 национальных проектов, разработку которых инициировал президент Украины Виктор Янукович.

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Weight Loss Notes - Diets and Carbohydrates

Everyone is looking for the perfect fast weight loss diet. But it seems that every person must form a specific diet for their particular needs in order to lose weight the fastest.

Everybody is different, and not just in appearance. Inside of our bodies we either lack or have excess of certain things, either because of our diet or simply our genetics. Therefore our diets must be slightly altered and conformed to our bodies.

But it is safe to say that there are certain diets that are good for everyone. The safest and best way to diet is to revolve everything you eat around balance. Eat enough grains, vegetables, milk and fats. Yes, even fats are needed in the human body.

It is dangerous to start eating tons of food from one single level of the food pyramid. This can lead to temporary improvements and rapid change, but often in the long run can have negative consequences.

Carbohydrate seems to be a very misunderstood term. Advertisers and many in the general public seem to be scared of carbohydrates, and therefore try to provide us with food that has less carbohydrates. But actually these are what give our bodies the power to do active things. You might even say that one of the main reason we eat food is to gain carbohydrates, so we can function. It is basically our fuel.

But there are different kinds of carbohydrates, which is probably where the fears have arisen from. White bread, white rice, sugared sodas, and pastries give us carbohydrates that are digested very rapidly, whereas things like grains and fruits give us carbohydrates that can form part of a good fast weight loss diet.

One simple fact that all need understand is that there doesn't exist a fast weight loss diet that will work the way it is supposed to unless proper exercise is intertwined with it. If we are going to eat fuel, then we must use it.

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Промсвязьбанк — типы займов

Промсвязьбанк — это один из крупнейших в России банков, который входит в ТОП-10 ведущих банковских учреждений страны. На отечественном рынке кредитов банковское учреждение предлагает следующие виды ссуд:

Потребительский ссуду — предоставляемый АКБ Промсвязьбанком физическим и корпоративным лицам для приобретения предметов личного пользования с перенесением срока выплаты за полученные товары и услуги, с позднейшим возвращением взятых в долг суммы и процентов по кредиту.

Банковские кредитки — совершенная форма наличного кредита, дают возможность покупать различные предметы личного пользования без дополнительного визита в АКБ Промсвязьбанк с определенным лимитом с последующим покрытием полученных денег банку.

Доминирующими задачами банковских кредитных карт являются снятие денежных средств в банкоматных устройствах или отделении кредитной организации, а также отзывы о банках в отделениях банков партнеров. Помимо этого банковские карты позволяют осуществлять безналичные переводы сумм, а также оплачивать покупки предметов потребления и различных услуг. Заявка На Кредит.

В АКБ «Промсвязьбанк» широко предложено кредитование жилья. Ипотечный кредит позволяет купить недвижимость без использования собственных сбережений, с использованием финансовых ресурсов кредитной организации, с позднейшим компенсацией полученных суммы под незначительную ставку. В предметом залога выступает приобретаемый дом или квартира. Обращаем внимание, залог подлежит страхованию от разрушения, также застраховывается жизнь и здоровье взявшего ипотечный кредит.

Около Секретариата президента построили самый дорогой дом Украины

Прямо во дворе Секретариата президента заканчивают строить 22-этажную высотку. Ее уже хорошо видно с улицы Институтской. Судя по надписи на табличке у забора, которым огорожена территория, адрес дома — Институтская, 18. Риелторы уже говорят, что, скорее всего, квартиры в новостройке станут самыми дорогими в столице.

В компании, которая является заказчиком дома, "Сегодня" рассказали, что больше половины жилищ в доме уже продали. Правда, почем — отказались признаться. "В таком доме цена должна быть от $15 тысяч за квадратный метр. Район замечательный и дом новый, поэтому цены, естественно, рекордные", — говорит столичный риелтор Виктория Дымарская.

Похоже, в дом вскоре начнут заселяться новые жильцы — охранник рассказал, что пока не отделаны стены верхних семи этажей и не обустроена территория. "Некоторые уже хотят ремонты делать, но не разрешают, пока дом на закончен полностью. Тут еще строители живут, которые отделку завершают. Работают тихо, нам сразу сказал прораб, мол, чтобы без матов, криков тут — рядом ведь Секретариат президента", — рассказал "Сегодня" охранник территории, который просил не называть его имени.

"Этим домом интересуются многие, звонят, но мы его не продаем. Цены в нем чуть выше, чем в рядом стоящих — дом новее, это всегда плюс. Кроме того, там и паркинг, и бассейн", — рассказал "Сегодня" риелтер Андрей Алексеев. В интернете мы нашли объявления о продаже квартир именно в новостройке. На одном из сайтов продажи недвижимости указано, что на первом этаже дома — нежилой фонд, там размещены фитнес центр с бассейном.

Под домом — двухуровневая парковка, одно паркоместо на которой можно купить "всего" за 75 тысяч у.е. Квартиры в доме 3—5- комнатные — от 146 квадратных метров. Цена зависит от этажа и вида из окна. Если квартира до 5 этажа — цена может быть и 10 тысяч долларов за "квадрат", на этажах выше седьмого — 18 тысяч. То есть квартира выше 7 этажа минимальной площадью 150 квадратных метров обойдется в $2 млн 700 тыс., а максимум — 240 "квадратов" будут стоить $4 млн 320 тыс.

В Секретариате и так страшно

Прямо рядом с новостройкой — Секретариат президента. Причем уже с 6 этажа открывается замечательный вид на двор Секретариата и без труда можно увидеть шторы и людей, если те стоят у окна. "Кто только разрешил тут строить такую высотку? Неужели президенту и сотрудникам хочется, чтобы им прямо в окна люди заглядывали? Могут и убить всякие киллеры... Хотя, может, они сами для себя этот дом строят, чтобы до работы недалеко?" — говорит жительница Печерска Мирослава Андриенко.

"У нас многие живут рядом с работой, может и в этом доме кто-то квартиру прикупил. Хотя у нас шефы любят наоборот — подальше от работы жить, — рассказала "Сегодня" одна из сотрудниц Секретариата. — А что касается безопасности... И так со всех сторон тут дома окружают, здание Секретариата в самом низу. Так что и без этого дома можно бояться".

На звонок "Сегодня" в Управление госохраны, отвечающее за безопасность сановных лиц страны и членов их семей, там заявили, что все связанное с охраняемыми персонами, разглашению не подлежит и комментироваться УГОУ не может. А в неофициальном режиме добавили, что вопросы безопасности работников СП находятся под неусыпным контролем управления.

Согласившись с тем, что место строительства высотки по улице Институтской, 18 выбрано не очень удачно, высокопоставленный собеседник посетовал: "Вы же понимаете, что эту точку на карте городе выбирала и согласовывала прежняя власть, но не будешь же из-за этого работы останавливать!".

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Weight Loss The Hypnotic Way

In the western world we enjoy relative luxury compared to the rest of the planet but it comes at a price. There are more than sixty million Americans who are obese with the UK increasing in obesity numbers every year also. Our children are also following in our footsteps as child obesity has doubled in the States since 1980 and has gotten so out of hand in the UK that the government had to step in and ban certain foods from schools!

Developing a weight problem or being obese is much more than just an uncomfortable or embarrassing condition. It brings with it an increase in the risk of a great many diseases and health conditions, the best known of which are type 2 diabetes and heart disease. These are serious illness that can cause lifelong hardship or even lead to early death!

So how do we combat this? Well hypnosis is one solution! Hypnosis is a technique that spans thousands of years and is designed to gain access to your subconscious mind where your beliefs and behavioural patterns are stored. Through the use of hypnosis it is possible to reprogram these beliefs and behaviours relatively quickly and easily. It has consistently worked well with smoking cessation, nail biting, nervous disorders, eczema and other health and behavioural conditions. So it should come as no surprise that it can also be used to re-program your eating and exercise habits. Its a simple enough process. A hypnotherapist will work with the client until they understand the reasons for their eating habits and why they started to overeat in the first place. This behaviour is usually linked to emotional issues rather than a physical need to eat. The client is then gently guided into a state of deep relaxation. The mind and body are brought to a resting state before the hypnotist gives them carefully worded post hypnotic affirmations that are designed to create deep changes in their behaviour and habits.

Post hypnotic suggestions are extremely powerful and work very effectively to change your habits and former conditioning. The use of post hypnotic suggestions is of utmost importance when using hypnosis. However, a competent hypnotherapist will always address the deeper emotional issues connected to overeating and also remove those before replacing them with good habits.

The key then to any weight loss program is to first address the reasons why you are overeating and eliminate them. Hypnosis is the fastest and most efficient way of doing this. It can be the most efficient and fastest way to train yourself into enjoying a healthy eating plan and exercise regime. Try it, you may just like it!

Reference to the source fast working diet pills

Как 'законно' выселить недобропорядочного арендатора

Владелец квартиры, сдающий ее в аренду, на первый взгляд, имеет стабильный дополнительный и, в некотором смысле, "сказочный" доход - не требующий от него выполнения какой-либо работы.

Но частенько "сказка" оборачивается тяжким трудом и порою даже борьбой за, казалось бы, по праву принадлежащую владельцу недвижимость.

О том, как защитить себя и свою недвижимость от недобросовестного квартиросъемщика рассказал адвокат, партнер юридической фирмы «Савченко и Оганесян» Антон Савченко, сообщили «Рынки&Бизнес» в Legal Marketing Solutions.

1. Что делать арендодателю, если арендаторы перестали платить и при этом отказываются выселяться из квартиры?

Рассматривая такой вопрос исключительно с правовой точки зрения, арендодателю имеет смысл обратиться в суд с требованиями:

расторгнуть договор аренды квартиры;

принудительно выселить арендатора;

взыскать с арендатора существующую задолженность за аренду квартиры. Дополнительно возникает возможность взыскать и прочие затраты (моральный ущерб, оплата услуг адвоката и т.п.).

Поиск объектов недвижимости

Аренда квартир

Аренда домов, дач

Аренда земельных участков

Аренда помещений

Фотонедвижимость

Добавить объявление

Следует отметить, что на сегодняшний день в этом вопросе закон больше защищает арендатора, нежели арендодателя. К примеру, если арендатор решил выехать из квартиры ему достаточно уведомить об этом арендодателя за три месяца и на этом все.

У арендодателя же менее гибкие условия: собственник, который хочет "выгнать" несговорчивого арендатора, вынужден обращаться в суд с требованием расторгнуть договор аренды, вдобавок, закон предоставляет такую возможность только в определенных случаях:

если арендатор не оплатил арендные платежи за шесть месяцев;

если договор аренды заключен менее чем на год, и арендатор не оплачивает больше чем два платежа;

если арендатор разрушает или портит квартиру (дом).

Также существует возможность требовать расторгнуть договор в том случае, если арендодатель сам намерен жить в квартире (доме), однако, если арендатор настроен недружелюбно, как правило, эта ситуация все равно разрешается в судебном порядке.

2. Может ли квартировладелец выселить арендаторов через суд, если:

а) квартира сдается по закону и имеется нотариально заверенный договор аренды, в котором оговорены условия одностороннего разрыва договора в случае неуплаты и пр.;

б) имеется только риэлторский договор на сдачу жилья, заключенный между арендатором и арендодателем и с условиями одностороннего разрыва договора в случае неуплаты и пр.

в) вообще нет никакого письменного договора?

Собственник квартиры может выселить своего арендатора только на основании судебного решения.

Необходимо заметить, что договор аренды квартиры (дома) не обязательно удостоверять нотариально – достаточно простой письменной формы, если, конечно же, это не договор аренды с правом выкупа. В свою очередь, независимо от формы, в которой заключен договор, закон запрещает одностороннее расторжение по инициативе арендодателя, и даже если такое условие будет указано в договоре, оно не будет иметь юридической силы.

Если стороны не заключили письменного договора, но фактически он исполнялся, то такие отношения могут приравниваться к договору аренды со всеми вытекающими последствиями; при этом если сторона (будь то арендатор или арендодатель) отрицает наличие устной договоренности, факт заключения договора поможет установить только суд.

3. Какое наказание (штрафы и пр.) может понести арендодатель, который сдавал квартиру и не уплачивал подоходный налог и об этом узнали соответствующие органы?

Санкции за нарушение порядка ведения учета доходов физических лиц предусмотрены в ст. 164-1 кодекса Украины об административных правонарушениях и могут варьироваться от предупреждения до наложения штрафа в размере 136 гривен.

За несвоевременную уплату налога плательщику придется заплатить от 10 до 50 процентов от суммы вовремя неуплаченного налога.

Следует заметить, что независимо от наложения штрафа, сумму налога придется уплатить.

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The Abdominal Training Secrets Interview

TV: Hi David, thanks for taking the time for this interview because I know how busy you are and that, among other projects, you run a training studio in Tacoma, you're a wrestling coach and you keep a full client load. I've known you for a couple years now through the Internet and the emails we've sent to each other and you're very well known within the fitness industry - especially in the sports training field. But on the off chance that some of the people listening to this interview don't know who you are, would you give us a quick introduction and tell us little bit about your background, how you got started in this field and how you spend your time now?

DG: Well I was always a sports enthusiast my entire life. I can remember I was the only 9-year-old watching Monday night football and taking stats. I did all the usual sports - football, soccer, wrestling, swimming, baseball and tennis. Never did much with basketball. Being a genetically "blessed" Italian, I didn't think the height requirement was going to be on my side. I excelled at wrestling. That sport alone taught me about nutrition, supplements, work ethic etc. I really have to thank wrestling for getting me into this field. I now coach high school wrestling, baseball and youth football. I keep really busy with my 3 children, Addision (13) Garrison (10) and my little man Carson (7). I taught school for a couple of years and then decided to go into personal training.

TV: You have quite a few certifications, one of them is certified personal trainer, one is certified golf trainer - or "golf "biomechanic" to be exact - but what is a "Corrective High Performance Exercise Kinesiologist?

DG: That's an intense certification program where you learn from one of the foremost experts in the conditioning field, Paul Chek, who personally developed and cultivated the program. The certification revolves around the dynamics of kinesiology, physiology, functional anatomy and mind - body - spirit relationships. The program has four levels and I'm currently a level II, where we learn physical assessment, posture analysis, gait analysis, primal movement patterns, length-tension testing and range of motion testing. My Golf biomechanic certification is also from the CHEK institute. This is where we learn how the relationship between muscles and muscle groups affect the golf swing and how to improve it. In the winter of 2002 I also became one of the first Nutrition and Lifestyle Coaches from the CHEK institute. This program was developed to help practitioners deal with nutritional and lifestyle needs of their clients. The certification teaches how symptoms of disease and stress can be prevented through diet, exercise and stress management. I'm currently a level II Nutrition and lifestyle coach.I can't say enough about how Paul has helped me become a better trainer and person. There is more to this than just exercise.

TV: And I understand that there's only a small handful of people who have those credentials, is that right?

DG: Yes, I think, at last count about 1000 have received a CHEK certification but there are only about 35 in the world with all three certifications including the level two's. So it all costs time, energy and brain work Tom, but for someone who wants something different and out of the box thinking, it's great. Not to take away from any other certification programs; heck, I love the ISSA, Ian King, Charles Poliquin and many others...

TV: That's impressive, congratulations. So if I understand your philosophy correctly, the big difference between you and other trainers and especially trainers who only do bodybuilding and nothing else, is that you help your clients not only look good, but also with functionality, performance and correcting existing injuries or potential problem areas or imbalances that could lead to injuries in the future. Did I miss anything or would you say that's a pretty good description?

DG: That's right...you have to evaluate your client thoroughly for strengths and weaknesses to get the best results. Sometimes without a good evaluation you can miss something that could help prevent or fix an injury or cause someone not to excel.

TV:I think it's really important what you're teaching people because as a bodybuilder myself, when I first started many years ago, the ONLY thing I cared about was looking good and having muscles and abs and low body fat, but true fitness is a lot more than just looking good. For one thing it's health above all else. In addition to that, if you don't have strong, flexible and balanced development, then sooner or later, you're going to get injured or you're going to find that you can't enjoy the sports or recreation activities you want to, and ultimately you might even find yourself restricted from normal daily activities like squatting, bending and lifting things around the house, which is exactly what happens to most people when then get older. But still, the fact is, everyone wants to look good, they want the six pack; they want muscle definition. So how do you balance the form aspect - the looking good part - with the function aspect - which is the strength, flexibility, balance and performance part?

DG: I believe we develop from the inside out. If you have good insides, you will have a good outside. What I mean is that diet, nutrition and water intake have a great deal to do with how good you look on the outside. So to look good - the "form" part - I start with overseeing my client's dietary intake. I don't go as far as telling them exactly what to eat, but I give a lot of suggestions. As for the "function", I always think of the body as a whole, not as parts. Yes, if you're a bodybuilder and that is your gig, then heck yes, think in parts. This really depends on the client and their goals, but you always need proper flexibility, strength and balance in the whole body as a unit.

TV: You train regular people and you also train professional athletes, especially boxers and golfers. Is there a big difference in how athletes and regular people should train?

DG: Each of them has distinct differences. So to plop down a "canned program" for everyone would lead to failure and would reflect poorly on me. I take each client one at a time. In my Flatten Your Abs e-book, I provide many different levels so each individual can pick the level that fits them best when they start out. Everyone is not equal. The boxers in general, are more athletic, so one big difference is that I change their program more often to keep them fresh. Let's say I have 6 weeks before a tough fight, I may change the workout 3 - 4 times. Their nervous systems are highly adaptable and need the change. Someone who just wants to start a basic weight-training program could stay on the same program for the entire 6 weeks and get results. This is because their nervous systems are not as highly developed.

TV: Lets talk about six pack abs and flat stomachs, because that's another one of your specialty areas and that's what I really wanted to focus on in this interview the most. You wrote a course on abdominal training- it's called FIRM AND FLATTEN YOUR ABS and you're now offering it as an e-book download on the Internet and it's starting to get really popular. What made you decide to write a book about abdominal training when there's already so much information out there?

DG: Hmmm....to be honest it was my friend Don Lemmon. He invited me to write a chapter about core conditioning in his book, and I said "sure". One thing lead to another and that one chapter developed into an entire e-book of my own. I had never done an entire book before with editing, pictures and so on, but I just took a lot of the information I had learned from experience and from all my mentors, put my head down, went to work and wrote the FIRM AND FLATTEN YOUR ABS e Book. It took me about 3 months. I guess one of my main motivations for writing it was because there is so much bad information and so many bad abdominal machines and devices out there...

TV: I noticed you don't recommend ANY sit ups in your course. Why is that?

That's correct. After studying many greats like Vladimir Janda, Diane Lee, Paul Chek, Richardson and Jull, I discovered that the hip flexors (illiopsoas) are frequently overworked and that can lead to muscle imbalances and low back pain. So I said, why continue aggravating the problem with sit ups? In my e book this is a topic I cover in detail.

TV: So why are sit ups still so popular and why are they still used as a standard exercise in fitness testing and for sports or military conditioning? Is there ever any reason that anyone would want to do sit ups or in your opinion is that an exercise you should NEVER do?

DG: People are hard to change, Tom. But once you learn what can happen from overusing exercises like sit ups, you'd be doing yourself (and trainers their clients) a disservice by continuing this practice. Many studies have also shown the hip flexors are recruited to do most of the work, so sit ups are not only ineffective but they can also strain your back. Now to be fair, there are correct ways to do a sit up. One is to take the Law of Reciprocal Inhibition into account. That means if one muscle is working, the other must relax. So if you're doing sit ups, you contract your hamstrings and glutes by pushing your lower legs against someone's hands, small dumbbells or over a heavy weighted barbell. This will shut off the illiopsoas and your abs will feel it in the morning because they are now doing more of the work.If I prescribe sit ups, I simply have my clients do Janda sit ups. For the e book, I left out sit ups completely because of the overuse and injury potential situation.

TV: Are there any other ab exercises that are really common in the gym but you wouldn't recommend to your clients?

DG: Unfortunately, many of the abdominal exercise gadgets on the market are ineffective and sometimes even unsafe. I would stay away from the Ab Roller or Torso Track because these machines can create muscle imbalances. I'm also not a fan of machine crunches because these machines - like all machines - stabilize your body and isolate the rectus abdominis, which doesn't allow for true functional movement. Let's see, what else? Russian twists on a roman chair with a plate sound like a good way to ruin your lumbar spine. Torso twists on a machine fall in that category too.

TV: Yeah, those rotary torso machines are always being used in every gym I've ever been in. What about the ab machines you see on TV - ANY of them any good?

DG: The infomercial ads on TV try to make the machines and devices seem new, fun and easy. Everyone wants nice abs fast and easy. But nice abs do not come in a machine! The first step is a not a machine, it's a proper diet based on the individual. I would say your E book Burn the Fat, Feed the Muscle is one of the best on the shelves these days when it comes to nutrition and the motivational techniques to stay on the plan.

TV: So what's probably on everyone's mind now is that if sit ups and most machines are out, that must leave crunches as the exercise of choice right?

DG: Yes and No - crunches have become more popular because of the popularity of ab rollers and crunch machines. But like sit ups, crunches are overused and misused - frequently! Floor crunches also limit your range of motion compared to using a Swiss ball.

TV: A lot of people wonder about those giant exercise balls - You call them Swiss balls, some people call them stability balls - I noticed you included quite a few ball exercises in your course. What's so great about those things?

DG: Simple...it places more demand on the neurological system and that makes the abdominal workout more effective. According to some studies, the recruitment of the abdominals was almost double when the subjects used the Swiss ball. The oblique's contribution was increased by over 4 times due to the Swiss ball. You also get an extra 15 degrees range of motion doing crunches on a Swiss ball compared to floor crunches. Plus, have you ever done an advanced exercise on a Swiss ball? You sweat more and breathe more heavily. Why, because your nervous system and entire body are working harder to do all the stabilizing work. For example, the Prone Bridge exercise forces the rest of your body to stabilize you so you don't fall off the ball. Think of it as a light switch turning on.

TV: So using a Swiss ball "flips the switch on your nervous system," I've never heard anyone put it that way before... Interesting. So what are a few of your personal favorite exercises for developing a good-looking and strong set of six pack abs?

Well, my system starts with good neurological programming of the core muscles. Build the base and then add layers. Some of the exercises I personally like are:

* Prone Ball Roll

* Lateral Ball Roll

* Prone Jackknife on swiss ball

* Swiss ball Side Flexion

* Forward Ball Roll

It's easier to see them than to try and describe them, so if you want a visual, you can see the pictures here On This Web Page. You can also see a total of 42 exercises including about a dozen ball exercises in my e-book, Flatten Your Abs and that includes multiple photos of each movement showing start and finish positions.

TV: Alright, next subject: what's the deal on training abs every day - you hear different opinions on this all the time - are you supposed to work them daily or not? And why?

DG: There are different opinions on this. Personally, I think they should NOT be trained each day. There are situations where you could train muscle groups on consecutive days, like when you work different sections of the abs. I stand by the philosophy of lower abs first, obliques and then the rectus abdominus. Why? Each takes a different degree of neurological programming. But in general, I follow a less is more philosophy for abs. I don't want people getting over trained and injured. A good diet combined with an effective exercise program designed for the individual is the key for fat loss. Add in a good core exercise program such as Firm and Flatten Your Abs and you have the recipe for success.

TV: Okay, here's another burning question that's on everyone's mind: A lot of people do abdominal exercises every day because they think that will burn the fat of the stomach. You and I know that doesn't work. For the record, would you explain exactly why ab exercises don't burn fat off your abs?

DG: For one thing, fat is stored all over your body and the distribution of fat stores is mainly genetic. Men tend to store body fat in their mid section first. Women have a hard time losing the hip and leg weight because of child-bearing genetic code. Second, and most important, abdominals come from low body fat and low body fat comes from good nutrition, not specific exercises. I really believe that you are what you eat. If you are "dirty" on the inside, you will be "dirty" on the outside.

TV: Ok, let's talk about core training now. A lot of people have heard of core training because it has now filtered into the mainstream, with best selling books, videos and exercise classes at health clubs and so on, but for the people who still don't know what core training is could you give a simple explanation?

DG: Training the core is a very important issue for all people of all ages. There are two different muscular systems at work when dealing with core conditioning. They are referred to as the inner unit, which consists of the transverse abdominis, diaphragm, multifidus and pelvic floor these are deep abdominal muscles and are important to core stability and function. Then there are the outer unit muscles, which are all the prime movers of our skeleton system. You must get the inner unit working well before you embark on a hard core conditioning program.When conditioning your core, think of yourself as a big top spinning with everything emanating from the middle (core) out. If you wobble in the middle, you will, in theory, become off balance and fall over faster. This sets yourself up for decreased performance and increased injury potential. Show me a weak core and I will show you many orthopedic injuries. Remember, getting injured should never be part of an exercise program. To prevent injury, develop a base and concentrate on building a functional inner unit. Protecting the spine is high on the hierarchy of survival. To protect the spine and its important function, we must understand what makes the inner and outer unit muscles work. Working the inner unit muscles simply leads to better core control.Your ability to respond to situations in everyday life from bending down to get your keys you dropped on the ground to putting your baby in his or her crib will be greatly enhanced when you have trained this system correctly. An important point I'd like to make is that most people do not get a good evaluation before starting a core training program. People just jump right into a core conditioning class or advanced movements they see in a magazine and this leads to many orthopedic injuries. I'm not saying they need a PhD in functional anatomy, but they should know what type, how much and how long they should do each and every exercise.

TV: You talk about functional training and functional movement in your program - what's that all about?

DG: Functional training is popular today as it well should be. It really revolves around integrated, multi-dimensional movements that sometimes change speed in all planes of motion. I don't want to get into a deep discussion about exercise kinesiology or biomechanics, so just think of everyday life: How many leg extensions or leg curls do you perform in everyday life as compared to squats? Squatting down is a natural, everyday movement. In other words, it's "functional." I strongly suggest avoiding the overuse of machines and starting to design your training in a functional manner.

TV: You also mention the word "integration" frequently through out your book, what do you mean by that?

DG: This is connected to the functional training I was just talking about. Like I said before, it means we do not condition or train by isolating muscles. We bring together all the muscles of the body to work as a unit - that's integration. Try to do a bicep curl on a machine, then do a curl with a single heavy dumbbell. You will notice right away that your entire body must stabilize and work together for you to curl that dumbbell.There are times you have to break this law, such as after knee surgery when you will not squat until you've done some leg extensions with the physical therapist, or in the case of bodybuilders who intentionally isolate, but those are the exceptions not the rule.

TV: On your web page, you say that your program will help prevent and even eliminate back pain. Why do you think so many people have back pain, what does ab training have to do with it and how does your course help eliminate back pain or help avoid getting it in the first place?

DG: Great questions. Most back pain comes from the inability to stabilize the spine. We are designed to sit upright and move, not sit all day long. Did you know that sitting acutely raises pressure between each spinal segment? Each segment has stabilizer muscles (the multifidus). When we perform our desk job or sit at computers your stabilizer muscles do not have to work as hard, so they become weaker. Why would they work when that 300 dollar chair does it for them? Then we think we can go out and play 18 holes of golf and POW the back goes out! Do this experiment: Sit on a Swiss ball fitted for your height and you will notice a big difference in the way you sit at your desk. You excite those spinal muscles to do their jobs. There are plenty of exercises to help with this with in the e book. To get relief from minor back pain or to prevent back pain in general you must work the entire inner unit and core muscles.

TV: You were talking earlier about developing a base and adding layers. I know that a lot of people start a strength training program to look and feel better but their workouts actually cause injuries and back problems because they use bad form or they pick exercises that are too advanced for their level of fitness. In your program, I noticed you have the routines set up in levels of difficulty - 7 levels actually - and you talk about the importance of developing the right foundation with simple conditioning exercises for the first few weeks, then gradually moving into the more challenging movements. How do you know where to start and which exercises to choose and which to avoid so that you don't hurt yourself by doing something over your head? I mean, I know you wouldn't train one of your overweight clients on their first workout the same way you train your pro boxers, right?

DG: There are some simple abdominal tests in the eBook that will give every person a baseline to start. For as long as I've been doing this I have found very few people - even good athletes - that pass the tests the first time. Each person should start at the beginning. The question is how long do you stay at each level. An athlete will advance faster due to a better integrated nervous system. But everyone should start off slow!

TV: David, if there's so much misleading and false information on abdominal machines and fat reduction on TV and in the magazines these days, how do they keep getting away with it and why don't more people know about the techniques you teach?

DG: Some people do know about the types of training I use, just not the mainstream yet. Also many of the ads for ab training call for minimum work. ...Flat abs in 3 minutes a day is quite appealing to most couch potatoes, so they keep buying it.

TV: I agree totally. I saw that they have "six second abs" now and people are actually buying this stuff. Ok, one last question. I know your eBook has dozens of ab training and fat loss tips, and you'll probably say, "Just buy the book," but would you indulge us and tell us three of your most important secrets for getting firm and flat abdominals?

DG: Sure... ONE, Get a proper evaluation. I would suggest looking up a CHEK practitioner in your area. There are many things that can help you with rock hard abs. But without knowing your metabolic type, stress levels, food intolerance, eating proper organic foods to avoid pesticides, chemicals and so on, you could go round and round and never get those abs. In other words, fix your insides so you outsides look great! TWO, do not stop learning - continue educating yourself. Most plans are doomed from the start because people tend to want the quick fix so they fall for gimmicks that with a little education they would know better.THREE, follow the exercises with proper form. Do not just go through the motions to get the reps done.

TV: This has been great David, definitely very enlightening and again, I really appreciate your time, thank you. If someone wants to contact you or if someone wants to order a copy of your e-book where can they find it?

DG: Well Tom, thank you and thanks for your great web sites and information. You're a great person to work with and I salute your commitment to natural fitness and health. I can be reached at my website and you can also get the full information about the FIRM AND FLATTEN YOUR ABS program there as well.

TV: Thanks again David, It's been a pleasure.

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Квартиры под Киевом можно купить за $28 тыс., однако желающих почти нет

До кризиса многие приезжие, которым не хватало денег на дорогие столичные квартиры, подыскивали бюджетные варианты в городах-спутниках Киева.

Но в минувшем году спрос на вторичку в пригороде упал до нуля и стал оживать только в последние месяцы, да и то не везде: в Вышгороде и Боярке покупателей по-прежнему нет.

Владельцы жилья в других, более востребованных сателлитах пока не решаются поднимать цены. Исключение составляет разве что Борисполь, где сумма сделок выросла на $3–8 тыс, пишет Деловая столица.

В последние два года сделки по продаже жилья в Вишневом, Броварах, Ирпене и Буче стали редкостью, хотя в нынешнем сезоне, как уверяют риэлторы, наметилось небольшое оживление. По словам директора компании «Траектория» Ирины Головневой, лидерство среди городов-спутников столицы по количеству покупателей б/у квартир удерживает Вишневое, куда несложно добраться из центра Киева.

Помимо самого дешевого жилья (гостинки за $35–40 тыс.) клиентов брокерских контор интересуют предложения в относительно новых домах 1999–2003 гг. постройки, в которых цена однокомнатной квартиры не превышает $50 тыс., а за «двушку» просят $59–65 тыс.

«Такие цены держатся в течение последних шести месяцев и не растут, поскольку активность на рынке хотя и увеличилась, но все же остается низкой», — говорит г-жа Головнева. Самыми востребованными улицами в Вишневом считаются Октябрьская и Машиностроителей (тут сосредоточены образовательные и медицинские учреждения).

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Второе место разделили Ирпень и Буча. По словам ведущего риэлтора местного АН «Партнер» Светланы Шинкарь, 80% жилья там покупают приезжие. «Среди них много жителей Троещины, продавших там квартиры, чтобы приобрести большую площадь в Ирпене.

Кроме того, к нам обращаются родители студентов налоговой академии, учебные корпуса которой расположены в городе-сателлите», — уточнила эксперт. Наибольшим спросом в этих населенных пунктах пользуются однокомнатные квартиры стоимостью порядка $40 тыс., за «двушки» там просят $45–55 тыс., а за «трешки» — $60–65 тыс.

В некогда востребованных Броварах риэлторы практически остались без работы. В агентстве недвижимости «Броварской регион» говорят, что просмотры организовывают разве что столичные брокеры. При этом цены на жилье весьма доступны: гостинку можно купить за $28–30 тыс., а обычная однокомнатная квартира стоит $32–35 тыс. За «двушки» и «трешки» просят $50–55 тыс. и $60–70 тыс. соответственно, но каковы реальные цены, эксперты сказать не берутся, поскольку сделок по таким объектам давненько не заключалось.

Бориспольские риэлторы отмечают, что спрос на квартиры в городе за последний год увеличился на 20–30%. По словам директора местной компании «Оценка собственности» Ларисы Яремы, несмотря на то что предложение в городе сравнительно большое (на продажу выставлены порядка 200 квартир, тогда как, например, в Броварах — около 100, а в Вышгороде — несколько десятков), владельцы квадратов на вторичке не постеснялись поднять цены.

Если в прошлом году гостинки в Борисполе предлагались за $32 тыс., то теперь — за $40 тыс. Полногабаритные однокомнатные квартиры подорожали с $35 тыс. до $42 тыс., а двухкомнатные — с $45 тыс. до $48 тыс. Наибольшим спросом пользуются дома, расположенные вдоль Киевской трассы.

Аутсайдерами среди городов-спутников стали Вышгород и Боярка, где вторичный рынок жилой недвижимости полностью слег. Брокер АН «Спарта» Светлана Палий, говорит, что единичные просмотры бюджетных квартир стоимостью до $45 тыс., как правило, ничем не заканчиваются, а более дорогие предложения вообще никого не интересуют.

Такая же ситуация и в Вышгороде, где «единичку» можно подобрать за $38 тыс., «двушку» — за $56–60 тыс., а «трешку» — не дороже $80 тыс. Заместитель директора АН «Регiональне Джерело» Оксана Оноприенко не исключает, что владельцы будут вынуждены либо снять свои объекты с продажи, либо снизить цены.

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Изменение цен на квартиры в Киеве за последнюю неделю!

По данным портала meget.kiev.ua за неделю с 18 по 25 июля 2011 года цена продажи квартир в Киеве незначительно повысилась по сравнению с прошлым периодом и составила в среднем $1789/м2.

В составлении статистических данных участвовали одно-, двух-, трех-, четырехкомнатные квартиры на вторичном рынке недвижимости Киева. Квартиры в новых домах (первичный рынок) не учитывались

Самые низкие цены на квартиры зафиксированы в Дарницком районе (в среднем $ 1394/м2).

Наиболее дорогие предложения по продаже квартир выставлены в Печерском районе Киева (в среднем $ 2857/м2). Средняя цена продажи квартир в Киеве составила $ 1789/м2.

Наиболее дешевое предложение недели стоимостью $ 29'000 зафиксировано на пр.Лесном (1-ком квартира общей площадью 22м2). Самая дорогая квартира стоимостью $ 9'342'000 продается в доме на ул.Грушевского, 9а

Цены на квартиры в Киеве по районам

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Голосеевский район: в среднем $1782/м2.

Дарницкий район: в среднем $1394/м2.

Деснянский район: в среднем $1458/м2.

Днепровский район: в среднем $1529/м2.

Оболонский район: в среднем $1820/м2.

Печерский район: в среднем $2857/м2.

Подольский район: в среднем $1649/м2.

Святошинский район: в среднем $1469/м2.

Соломенский район: в среднем $1599/м2.

Шевченковский район: в среднем $2331/м2.

Все цены указаны по результатам общего количества предложений на рынке продажи квартир в Киеве выставленных на портале meget.kiev.ua за последнюю неделю. Учитывался только вторичный рынок квартир Киева.

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В Украине сокращается количество возводимого жилья

Аналитики рынка недвижимости констатируют резкое уменьшение количества возводимой жилой недвижимости в 2009-2010гг. Объем предложений сократился практически на половину. Застройщики не закладывают новых объектов и заморозили некоторые уже начатые.

Больше всего пострадал, как всегда, эконом-сегмент, поскольку, спрос на нем формировался в большей степени выдаваемыми банковскими кредитами.

Меньше всего зависимым от кризиса оказался, как это ни странно, сегмент бизнес-класса. В гривневом эквиваленте это жилье даже несколько выросло в цене.

Эксперты также указывают на еще одну тенденцию - уход с рынка недвижимости спекулянтов.

По мнению специалистов, падение цен на рынке недвижимости практически остановилось, и дальнейшая стоимость квадратных метров будет зависеть лишь от колебания курса национальной валюты.

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Как происходит продажа залоговой квартиры через аукцион?

Согласно ст. 36 и 38 Закона "Об ипотеке", в случае, если заемщик не выполняет свои кредитные обязательства перед банком, последний имеет право продать квартиру принудительно - через суд, на основании исполнительной надписи нотариуса, а с недавних пор и во внесудебом порядке.

Последнее означает, что в поправках в закон "Об ипотеке" предусмотрена норма, согласно которой письменное предупреждение банка, направленное заемщику, о своевременной оплате кредита (также может содержаться в тексте ипотечного договора), по правовым последствиям приравнивается к отдельному договору между должником и кредитором об удовлетворении требований кредитора.

Это делает возможным принудительное взыскание имущества во внесудебном порядке на основании договора ипотеки. Но такая норма может быть применена только по ипотечным договорам, заключенным после 14 января 2009 года.

Реализация квартиры по решению суда или на основании исполнительной надписи нотариуса происходит путем ее продажи на публичных торгах.

Продажа залогового имущества с аукциона осуществляется в соответствии с "Положением о порядке проведения аукционов (публичных торгов) по реализации залогового имущества", утвержденным Постановлением Кабинета Министров Украины от 22 декабря 1997 года № 1448.

Согласно Положению реализация имущества проводится государственным исполнителем.

Организатор аукциона после получения исполнительных документов осуществляет подготовку к торгам: собирает необходимые документы по реализации имущества, определяет начальную стоимость реализации имущества, готовит и публикует информацию об имуществе, подлежащем реализации.

Срок подготовки к аукциону не должен превышать двух месяцев с даты получения организатором аукциона исполнительных документов.

Организатор аукциона не позже чем за 30 дней до дня проведения торгов помещает в местной прессе информацию об имуществе подлежащем реализации.

Информация должна содержать:

название имущества, его местонахождение,

сведения (технические характеристики) об имуществе,

начальную стоимость реализации имущества (стартовая цена),

сумму средств, вносимых участниками аукциона до начала торгов,

реквизиты счета для внесения этих средств,

конечную дату принятия заявлений,

время и место проведения аукциона,

время ознакомления с имуществом, адрес, телефон, время работы службы организации аукциона.

О времени и месте проведения аукциона, стартовой цене имущества организатор аукциона уведомляет залогодержателя и залогодателя в 30-дневный строк до дня проведения аукциона.

Как правило, оценить имущество с составлением надлежащего акта предлагается субъекту предпринимательской деятельности, имеющему лицензию на осуществление такого вида деятельности. В случае проведения экспертной оценки стоимости имущества срок его подготовки к продаже продлевается на срок проведения такой оценки.

Победитель в торгах в 10-дневный срок после полного внесения средств на счета, указанные в протоколе, подает организатору аукциона документы о внесении средств. Эти средства перечисляются организатором аукциона в пятидневный срок залогодержателю.

В этот же срок организатор аукциона составляет акт о проведении аукциона и подает его на утверждение нотариусу, наложившему исполнительную надпись на договоре залога.

К акту прилагается список участников аукциона. Копия акта утвержденного нотариусом выдается победителю аукциона. На основании акта нотариус выдает победителю аукциона свидетельство о приобретении имущества на аукционе.

Аукцион считается несостоявшимся в случае наличия одного покупателя или отсутствия покупателей вообще, в случае неуплаты победителем всей суммы в 10-дневный срок.

В этом случае имущество по согласию залогодержателя по стартовой цене переходит в его собственность, а при отсутствии такого согласия залогодержателя организатор назначает повторный аукцион не ранее чем через один месяц.

На повторном аукционе стартовая цена имущества по согласию залогодержателя может быть уменьшена, но не более чем на 30%.

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Symptoms of Hypertension - Get Complete Facts Here

In this article I will lay out the various hypertension symptoms you should be aware about. This will enable you to take preventive and corrective steps to treat the same.

It must be emphasized here that it is of utmost importance that you learn and recognize these symptoms for what they are as ignoring them will be detrimental for your health.

You must be aware that blood pressure is often referred to as a silent killer and here is why. Did you know that you could have hypertension and yet you might not know it?

That is because many a times people with this condition do not exhibit any symptoms at all.

And since you are not aware of it, you might not take the corrective steps to control it as you would have done if you had prior knowledge of it.

Over a period of time this unchecked and uncontrolled pressure levels has led to in many cases, premature death, heart diseases including heart attack or strokes and even kidney failure.

Keep in mind that in majority cases, the levels of hypertension are not so high, but still they are no way out of the danger zone.

In fact the more pronounced symptoms are found in those with high blood pressure which are often common with other diseases too.

You should watch out for the following symptoms which include mild to severe headaches, hazy or unclear eyesight, nausea, dizziness and feeling exhausted and tired or fatigue.

While the above symptoms can mean something else but to be on the safe side you should get them checked.

One sure way of finding out for sure whether you have hypertension is by monitoring your pressure levels regularly.

If it is confirmed then you should take steps to control it immediately and not delay. By delaying you are only unduly putting yourself at risk.

Related articles home remedies for hypertension high blood pressure

The Diet Solution That Works

Most people are looking for the diet solution that works but the information available can make it difficult for you to determine the right one for your situation. While some people want to shed off some pounds by not eating, it is possible to cut down by choosing the right foods and this does not necessarily mean starving yourself.

One of the most important things to keep in mind when you want to achieve weight loss is that you need to eat as many meals as possible. Avoid skipping meals because it just makes you hungrier and you end up eating more when you eat. Eat about six small meals each day if you want to achieve your goal. Eating many times reduces your cravings for sweet and fatty foods and you have more energy throughout the day. When you do not eat one meal, your body stores the food that is digested instead of using it as energy. Eating more meals also increases your metabolism and this is one of the most effective ways of getting a trim shape.

The amount of food that you eat also matters a lot if you intend to lose weight. Most people pile food on their plates and this encourages overeating. Use small plates to serve food and before you go for a second helping take some time to determine if you really need it. Vegetable should make up a significant part of the plate when you serve.

It is also important to select the right kind of carbohydrates when you are eating. Whole grains are a more suitable option because they help you to retain energy for longer. They also have a lot of fiber and this is good for your digestive system.

Reference to the source more info

Изменение цен продажи квартир в Одессе за неделю!

По данным портала meget.kiev.ua за прошлую неделю с 31.05.10 по 07.06.10 цена на продажу квартир в Одессе подросла на 0,91 %, что составляет в среднем 1346 у.е./кв.м. В составлении статистических данных участвовали одно-, двух-, трех-, четырехкомнатные квартиры в Одессе, с учетом как первичного, так и вторичного рынка

Самыми дешевыми оставались предложения по продаже квартир в районе Поселок Котовского (в среднем $ 1145/кв.м), самые дорогие предложения по продаже квартир выставлены в Приморском районе Одессы (в среднем $ 1698/кв.м).

Средняя цена продажи квартир на вторичном рынке недвижимости в Одессе составила $ 1346/кв.м.

Цены продажи квартир в Одессе по районам

Одесса, район Молдаванка: средняя цена продажи квартир $ 1145/кв.м.

Одесса, Поселок Котовского: средняя цена продажи квартир $ 1216/кв.м.

Одесса, Приморский район: средняя цена продажи квартир $ 1698/кв.

Одесса, район Таирово: средняя цена продажи квартир $ 1423/кв.м.

Одесса, район Черемушки: средняя цена продажи квартир $ 1248/кв.м.

Все цены указаны по результатам общего количества предложений на рынке продажи квартир в Одессе. Учитывались как первичный, так и вторичный рынок жилья.

Предложения по продаже квартир в Одессе можно посмотреть здесь

Предложения по продаже квартир в других городах Украины здесь

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Инвестиционный банк Ренесcанс большой конкурент на рынке онлайн кредитов

Этот банк не требует в многочисленной рекламе – его условия открыты и прозрачны. И клиент банка получит возможность Взять Кредит наличными и удостовериться в этом, обратившись в филиал банка, а так же Ренесcанс даёт большой ассортимент банковский операций для обратившихся потенциальных клиентов, это и Интернет-банк, и сообщения смс, и поддержка клиентов с помощью круглосуточной тех службы сервиса. Также, с помощью банка Ренесcанс вы получите возможность заключить договор займа онлайн, что очень сохраняет ваше время. Заявку можно написать прямо на странице банка. Написав свои данные и определив программы вы можете быть заверенным, что в ближайшее время с вами свяжется сотрудник банка и обьяснит вам, как получить необходимый вам миникредит. Размеры кредита банка Ренесcанс варьируются и доходят до пятисот тысяч руб. % значительно отличается от многих рекламируемых другими банками, еще к этому есть возможность перерасчета ежегодного процента на остаток средств, поэтому оформлять счет в этом банке еще и выгодно. Хорошим ньюансом для клиента станет возможность взять кредит с нулевой процентной ставкой по кредиту на период до полутора месяцев – для многих это станет немаловажным аргументом. Ведь если вы получаете кредит на небольшой срок и ждёте принятия ваших финансовых потоков, которыми планируете погасить микрокредит – лишние потери бюджета вам совершенно ни к чему. Ваша кредитка банка будет открыта практически за считанные минуты, а для получения необходим лишь паспорт. В дальнее прошлое ушли розыски созаемщика, банк выдаёт запрошенную денежную сумму именно вам, а маленький % сделает ваше сотрудничество интеренсым и надежным. Да, и, обслуживание кредитки также будет без оплаты, что экономически лучше отделяет Банк Ренесcанс от многих других организаций, ссужающих займы. Здесь вы сможете сделать депозит под проценты, получить ипотечный кредит, открыть счет, произвести перевод в другую страну или город, в общем, банк обладает широким выбором услуг для любого потребителя. Контролировать свой счет есть возможность из любой точки мира, благодаря онлайн банкингу вы сами контролируете все передвижения средств, не имеет значения, находитесь ли вы на даче или в деловой поездке. Погашение кредита возможно многими путями – это и банкоматы, и почтовые отделения вашего населенного пункта и система Рапида, перечислением из какого угодно другого банка, а также через бухгалтерию по месту трудоустроийства. Взаимодействие с банком Ренесcанс – интересно и приятно в любой ситуации. Подготовлено сайтом http://kreditocenka.ru/

Blood Pressure Monitors - Choosing the Right One

With high blood pressure being such a dangerous medical condition, it helps to have a very good blood pressure monitor in your home so as to be able to better manage this condition. Of course you will always want to work with your doctor on how best to do this, but just being able to monitor this condition can help to prevent more serious health conditions.

High blood pressure is not the only form of abnormal blood pressure. There is also the less common low blood pressure condition. Although less prevalent a medical condition, this is no less dangerous than its sister condition. It can manifest itself as a feeling of faintness, sudden confusion and anxiety and extreme dizziness.

Whether you suffer from low or high blood pressure, it is extremely important that you have the capability to know when your readings are out of normal ranges or in the danger zone. Having a good blood pressure monitor around the home and even when travelling, is the proper approach to take and the responsible thing to do.

So how can you ensure that you do in fact have a good monitor at hand at all times to take your blood pressure readings? First, what you are interested in is an accurate reading. No matter what other functionality a monitor may offer, if the reading is not accurate then the whole purpose is defeated. So accuracy is your most important requirement. Another important requirement is handling. The last thing you want is a piece of equipment that is difficult to operate. How fast do you get the readings? In what form do the readings appear -- audio, digital display or a combination? On which part of your body does it require you to measure your pressure - wrist or upper arm? Of course these may sound like mundane issues, but in certain cases these may matter a great deal given your particular situation.

With regards to ease of use, a good blood pressure monitor would be a an automated one, requiring little effort on your part or on the part of the person taking your pressure to get an accurate reading. These will most likely have some sort of digital display and some may even have some audio capability to announce the reading. Some of these monitors have some sort of progress bar which means nothing really but it can seem very comforting when someone appears anxious. These machines are highly accurate in their readings and maybe even as importantly, diminishes the human error factor considerably.

Then there is the question of how you care for your blood pressure monitor. Most monitors of course are extremely sturdy, and will come with proper care instructions, but things such as environmental conditions are important to consider. For instance, extreme heat could damage the mechanisms in your monitor and lead to incorrect readings. Batteries of course should be removed if the monitor will not be used for a long time and regular cleaning can only help.

Finally, if you have special needs such as nonstandard cuff or wrist size, be sure to get the right fit with your monitor as this could impact the accuracy of your readings. Remember, if you take your blood pressure reading in your home often enough you will become less and less anxious about your health as far as this is concerned. However, you may still find that you experience some level of anxiety when your reading is being taken in a medical environment. This is normal and may even result in a higher or lower reading than would normally be the case. Your medical provider should be able to assuage any concerns you may have with this but the bottom line is that you equip yourself with the capability to help to manage your own health.

Home Remedies for High Blood Pressure - Safe Natural Cures

As we all know, hypertension or high blood pressure is also referred to as the "silent killer." By definition, however, it is the pressure of blood in your arteries. Hypertension causes your arteries to become extremely narrow which leads to heart problems, kidney diseases and stroke. With a variety of treatments that physicians may prescribe, you can actually take control by also using or even substituting your own home remedies for high blood pressure.

By changing specific aspects of your life, you can manipulate the outcome of this potentially deliberating disease. If you are a victim of hypertension, you are encouraged to make changes in your overall daily lifestyle. You can start by altering your diet, incorporating exercise in your daily routine and ultimately losing weight. Coincidently, to date, many sufferers are beginning to try safe natural cures as a home remedy.

Although it is advised that you seek the advice of a physician prior to using home remedies for high blood pressure, self- treatment has become extremely popular. The new scientific breakthrough in home remedies has actually proven to be fast, safe and effective. Such home remedies may lower blood pressure to ensure the possibility of a healthy life. The old- fashioned remedies can be herbal or simply straight from your kitchen cabinet.

Hypertension can be controlled with food high in starch and fiber such as fruits and vegetables, dry peas and beans as well as whole- grain cereals, pasta, rice and bread. Of course, it is recommended that you reduce the intake of salt; using herbs, spices and salt- free seasoning blends in cooking to decrease the amount of fluid in your vascular system.

A herbal home remedy for high blood pressure is the Arjuna Vegicaps. The Ayurvedic cardio-protective botanical is remarkable in that it protects the heart muscle strengthening properties. Basically, this natural cure promotes effective cardiac functioning by regulating blood pressure and cholesterol. The Cardocare Capsules simply takes care of the heart. This tonic is made up of 16 herbs and it sooths the heart by maintaining the normal pulse rate.

Yet, another herbal home remedy is the Garlic Vegicaps. The garlic home remedy is one of the most widely used culinary and medical herbs. It is most effective to lower high blood pressure as it has the power to ease the spasm of the small arteries and reduce the risk of blood clots.

Subsequently, it is in your hands to decrease the chances of any negative outcome of this disease. Unfortunately, this disease, the "silent killer," affects more than 50 million Americans. Therefore, by following the advice of your physician and taking advantage of the benefits of home remedies for high blood pressure, you just may live a healthy normal life.